Terms of Service

Version 1.0 · Effective: 9/23/2026

TERMS OF USE

Version: 1.0 Effective Date: 23 September 2026 Last Updated: 23 September 2026

These Terms of Use govern your access to and use of the websites, software applications, SaaS products, platforms, APIs, services, content, and related services provided by OPM Technologies, a division of OPM Corporation Private Limited.

By accessing, browsing, registering for, subscribing to, purchasing, or using any OPM Technologies website, product, application, API, or service, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Use.

If you do not agree with these Terms, you must not access or use the Services.

1. ABOUT OPM TECHNOLOGIES

OPM Technologies is a SaaS business operated by OPM Corporation Private Limited, a company incorporated and registered in India.

OPM Technologies develops and provides business software and technology products, including, without limitation:

Workforce
Finpilot
OPM CRM
OPM Projects
Future products, modules, applications, APIs, integrations, and services introduced by OPM Technologies from time to time

The availability of individual products, features, plans, pricing, functionality, integrations, and services may vary.

OPM Technologies may introduce new products, discontinue products, modify existing products, or change product functionality from time to time.

2. DEFINITIONS

For the purposes of these Terms:

2.1 "OPM Technologies", "OPM", "we", "us", or "our"

Means OPM Technologies, a division of OPM Corporation Private Limited.

2.2 "Website"

Means www.opmtechnologies.com and any associated webpages, subdomains, landing pages, documentation websites, product websites, and other websites operated by OPM Technologies.

2.3 "Services"

Means all software, SaaS products, applications, APIs, websites, platforms, tools, features, documentation, support services, and related technology services provided by OPM Technologies.

2.4 "Product"

Means any software product or application provided by OPM Technologies, including Workforce, Finpilot, OPM CRM, OPM Projects, and future products.

2.5 "User"

Means any individual who accesses or uses the Website or Services.

2.6 "Customer"

Means the individual, company, organisation, partnership, institution, or other legal entity that purchases, subscribes to, or otherwise obtains access to a Product or Service.

2.7 "Authorised User"

Means an employee, contractor, consultant, representative, administrator, or other individual authorised by a Customer to access or use the Services under the Customer's account.

2.8 "Customer Data"

Means data, information, records, files, documents, content, personal data, business information, employee information, customer information, financial information, project information, and other information submitted, uploaded, transmitted, stored, or processed by or on behalf of a Customer through the Services.

2.9 "Account"

Means an account created to access the Website, Product, or Services.

2.10 "Subscription"

Means the paid or free subscription, plan, order, proposal, quotation, purchase order, agreement, or other arrangement under which a Customer receives access to a Product or Service.

2.11 "Documentation"

Means product documentation, user guides, technical documentation, help articles, manuals, instructions, and other materials provided by OPM Technologies.

3. ACCEPTANCE OF THESE TERMS

By using the Services, you confirm that:

You have read and understood these Terms.
You agree to comply with these Terms.
You have the legal capacity to enter into a binding agreement.
If you are using the Services on behalf of an organisation, you have authority to bind that organisation.
You will comply with all applicable laws and regulations.
You will use the Services only for lawful business and organisational purposes.

If you do not have authority to accept these Terms on behalf of an organisation, you must not accept these Terms on its behalf.

4. ELIGIBILITY

The Services are primarily intended for businesses, organisations, professionals, employees, administrators, and other legitimate users.

You must not use the Services if:

You are legally prohibited from entering into contracts;
Your access has previously been suspended or terminated by OPM Technologies due to misuse;
You intend to use the Services for unlawful activities;
You intend to use the Services to infringe the rights of another person or organisation;
Your use violates applicable laws or regulations.

Customers are responsible for ensuring that their Authorised Users satisfy all applicable eligibility requirements.

5. DESCRIPTION OF THE SERVICES

OPM Technologies provides cloud-based business software designed to help organisations manage various business operations.

Depending on the Product, functionality may include:

Workforce

Employee management
Attendance
Leave management
Payroll
Workforce operations
Employee records
Approvals
Reporting
Administrative controls

Finpilot

Invoicing
Expenses
GST-related workflows
Financial reporting
Cash-flow management
Accounting-related workflows

OPM CRM

Lead management
Customer management
Opportunity management
Sales pipelines
Sales workflows
Reporting
Customer relationship management

OPM Projects

Project management
Task management
Collaboration
Project planning
Time tracking
Workflows
Project reporting

Features may change over time.

OPM Technologies does not guarantee that any particular feature will remain available indefinitely unless specifically agreed in a written agreement.

6. ACCOUNT REGISTRATION

Certain Services require the creation of an Account.

When creating an Account, you agree to provide accurate, complete, and current information.

You must not:

Create an Account using false information;
Impersonate another person or organisation;
Use another person's credentials without authorisation;
Create multiple Accounts for fraudulent purposes;
Share authentication credentials improperly;
Attempt to bypass account restrictions.

You are responsible for keeping your login credentials confidential.

You are responsible for activities performed through your Account unless such activities result directly from a security failure attributable to OPM Technologies.

7. ACCOUNT SECURITY

You must take reasonable steps to protect your Account.

This includes:

Using a strong password;
Keeping authentication credentials confidential;
Not sharing passwords unnecessarily;
Restricting access to authorised personnel;
Enabling available security controls;
Immediately notifying OPM Technologies of suspected unauthorised access.

If you believe your Account has been compromised, you must promptly contact OPM Technologies.

OPM Technologies may temporarily suspend an Account where reasonably necessary to protect the Account, Services, Customer Data, other customers, or the security of the platform.

8. AUTHORISED USERS

A Customer may provide access to Authorised Users according to the applicable Subscription.

Customers are responsible for:

Managing Authorised Users;
Assigning appropriate roles;
Maintaining access permissions;
Removing users who no longer require access;
Ensuring Authorised Users comply with these Terms;
Protecting Customer Data from unauthorised access.

Actions performed by Authorised Users may be treated as actions performed by the Customer.

9. CUSTOMER RESPONSIBILITIES

Customers are responsible for:

The accuracy and legality of Customer Data.
Obtaining necessary permissions and consents for processing personal data.
Configuring user permissions correctly.
Maintaining appropriate internal security procedures.
Ensuring Authorised Users comply with applicable laws.
Maintaining appropriate backups where necessary.
Reviewing reports and outputs before relying on them for material business decisions.
Ensuring that use of the Services complies with employment, tax, accounting, privacy, financial, and other applicable regulations.

OPM Technologies provides software tools and does not replace the Customer's professional, legal, accounting, tax, HR, financial, or compliance advisers.

10. CUSTOMER DATA

Customers retain their rights and interests in Customer Data submitted to the Services.

Subject to these Terms, OPM Technologies does not claim ownership of Customer Data merely because it is stored or processed through the Services.

The Customer grants OPM Technologies a limited, non-exclusive, worldwide licence to host, store, reproduce, transmit, process, and otherwise use Customer Data only to the extent reasonably necessary to:

Provide the Services;
Maintain the Services;
Provide technical support;
Prevent fraud and abuse;
Maintain security;
Troubleshoot technical issues;
Comply with applicable law;
Perform authorised integrations;
Improve the Services using aggregated or anonymised information where permitted.

OPM Technologies will handle personal data in accordance with its Privacy Policy and applicable data protection laws.

11. PERSONAL DATA AND PRIVACY

OPM Technologies may process personal data in connection with providing the Services.

The processing of personal information is governed by the applicable Privacy Policy, which forms part of these Terms by reference.

The Privacy Policy explains:

What information OPM Technologies collects;
How information is used;
How information is stored;
How information may be shared;
Security practices;
Data retention;
User rights;
Cookie usage;
Data protection responsibilities.

The Privacy Policy is available through the OPM Technologies Legal Centre.

Where OPM Technologies processes personal data on behalf of a Customer, the Customer may remain the Data Controller/Data Fiduciary and OPM Technologies may act as a Data Processor/Data Processor equivalent under applicable law.

12. CUSTOMER DATA PROCESSING

Customers are responsible for determining:

What data they submit;
Why the data is collected;
Whether they have the necessary legal basis;
Whether required notices have been provided;
Whether required consent has been obtained;
Who should have access to the data.

Where required, OPM Technologies may enter into a separate Data Processing Agreement with eligible Customers.

13. DATA SECURITY

OPM Technologies implements reasonable technical and organisational measures designed to protect the Services and Customer Data.

Depending on the Product and infrastructure, these measures may include:

HTTPS/TLS encryption;
Encryption of data at rest;
Role-based access controls;
Authentication controls;
Password hashing;
Session expiration;
Access logging;
Security monitoring;
Production backups;
Infrastructure security controls;
Secure development practices.

Security practices may differ between Products.

OPM Technologies does not represent that the Services are completely immune from security incidents, cyberattacks, vulnerabilities, or unauthorised access.

The current security practices are described on the OPM Technologies Security page.

14. PRODUCT AVAILABILITY

OPM Technologies will make commercially reasonable efforts to keep the Services available.

However, uninterrupted or error-free operation cannot be guaranteed.

The Services may become temporarily unavailable because of:

Scheduled maintenance;
Emergency maintenance;
Infrastructure failures;
Internet or telecommunications failures;
Third-party service failures;
Cybersecurity incidents;
Force majeure events;
Government actions;
Unforeseen technical problems.

Where reasonably practical, OPM Technologies may provide advance notice of planned maintenance.

15. CHANGES TO SERVICES

OPM Technologies may modify, enhance, replace, or discontinue features or functionality.

Changes may include:

New features;
Product improvements;
Interface changes;
Security updates;
API changes;
Integration changes;
Feature removals;
Changes to technical architecture.

Where a material change substantially affects a paid Product, OPM Technologies may provide reasonable notice where practical.

16. FREE TRIALS AND DEMONSTRATIONS

OPM Technologies may offer free trials, demonstrations, pilot programmes, beta access, or evaluation accounts.

Unless otherwise stated:

Trial access may be limited;
Trial accounts may have usage restrictions;
Trial features may differ from paid plans;
Trial accounts may expire automatically;
Trial data may be deleted after the trial period;
Trial Services may be provided without warranties;
OPM Technologies may discontinue a trial at any time.

A free trial does not create an obligation to purchase a Subscription.

17. SUBSCRIPTIONS AND PLANS

Paid access to the Services is provided according to the applicable Subscription or plan.

Subscription details may specify:

Product;
Plan;
Number of users or employees;
Usage limits;
Billing period;
Price;
Taxes;
Included features;
Additional services;
Support level;
Payment terms;
Contract duration.

The applicable commercial proposal, order form, subscription confirmation, or product pricing page may contain additional terms.

Where a specific written agreement conflicts with these Terms, the specific written agreement will prevail to the extent of the conflict.

18. PRICING

Prices displayed on the Website may change from time to time.

Unless expressly stated otherwise:

Prices are exclusive of applicable taxes;
GST and other applicable taxes may be charged;
Pricing may vary by Product;
Pricing may vary based on user, employee, organisation, usage, or other applicable metrics;
Enterprise pricing may be individually negotiated.

The final price payable by a Customer will be the price specified in the applicable order, subscription, invoice, proposal, or agreement.

19. PAYMENTS

Customers agree to pay all fees applicable to their Subscription.

Payments may be processed through third-party payment providers.

The Customer authorises OPM Technologies or its payment provider to process applicable charges.

Customers are responsible for providing accurate billing information.

If payment is overdue, OPM Technologies may:

Send payment reminders;
Restrict certain functionality;
Suspend access;
Terminate the applicable Subscription;
Recover legally permissible collection costs.

Suspension due to non-payment does not automatically eliminate amounts already owed.

20. TAXES

All applicable taxes, duties, levies, GST, withholding taxes, or governmental charges associated with the Services are the responsibility of the Customer unless expressly stated otherwise.

Where required by law, OPM Technologies may collect applicable taxes.

21. CANCELLATION AND REFUNDS

Cancellation and refund rights are governed by the applicable Subscription and OPM Technologies' Cancellation Policy.

Unless otherwise expressly agreed:

Cancellation prevents future renewal;
Cancellation does not automatically entitle the Customer to a refund for the unused portion of an already-paid subscription;
Setup, implementation, onboarding, professional services, or custom development fees may be non-refundable;
Refunds, where applicable, may be subject to the applicable cancellation terms.

Enterprise Customers may have different cancellation and refund arrangements under their written agreements.

22. SUSPENSION OF SERVICES

OPM Technologies may suspend access to all or part of the Services where reasonably necessary due to:

Non-payment;
Violation of these Terms;
Illegal activity;
Security threats;
Fraud;
Abuse;
Excessive resource consumption;
Threats to other users or infrastructure;
Court or government orders;
Other circumstances where suspension is reasonably necessary to protect the Services.

Where reasonably practical, OPM Technologies will provide notice before suspension.

Emergency suspension may occur without prior notice where necessary to protect users, systems, or data.

23. TERMINATION

Either party may terminate a Subscription in accordance with the applicable commercial agreement or cancellation terms.

OPM Technologies may terminate or suspend access where:

The Customer materially breaches these Terms;
The Customer fails to pay applicable fees;
The Customer engages in unlawful activity;
Continued use presents a security or operational risk;
The Customer uses the Services in a manner prohibited by these Terms.

Termination does not affect rights or obligations that accrued before termination.

24. EFFECT OF TERMINATION

Upon termination:

Access to the applicable Services may cease;
Authorised Users may no longer access the Product;
Outstanding fees remain payable;
Customer Data may be retained or deleted according to the applicable retention policy;
Certain contractual provisions will continue to apply.

Where technically and commercially applicable, OPM Technologies may provide a reasonable period during which the Customer can export Customer Data.

Customers are responsible for requesting or completing any required data export before the applicable deletion period expires.

25. ACCEPTABLE USE

You agree not to use the Services to:

Violate applicable laws.
Commit fraud.
Facilitate illegal activity.
Infringe intellectual property rights.
Access accounts without authorisation.
Attempt to bypass security controls.
Introduce malware, viruses, ransomware, or malicious code.
Conduct denial-of-service attacks.
Conduct unauthorised penetration testing.
Scrape or extract data through unauthorised automated means.
Reverse engineer the Services except where expressly permitted by applicable law.
Circumvent usage limits.
Resell access without authorisation.
Interfere with other users.
Upload unlawful, defamatory, fraudulent, threatening, or abusive material.
Use the Services to send unsolicited communications in violation of applicable law.
Use the Services to develop or operate competing services through unauthorised copying or extraction.
Attempt to gain unauthorised access to OPM infrastructure.
Abuse APIs, integrations, or automated systems.
Use the Services in a manner that could damage OPM Technologies or its infrastructure.

26. PROHIBITED CONTENT

You must not upload or transmit content that:

Is illegal;
Infringes copyright;
Infringes trademarks;
Contains malicious code;
Facilitates fraud;
Contains unlawful threats;
Violates privacy rights;
Violates applicable data protection law;
Contains unlawful exploitation material;
Is otherwise prohibited by applicable law.

OPM Technologies may remove or restrict access to content where legally required or reasonably necessary to protect the Services.

27. INTELLECTUAL PROPERTY

All rights, title, and interest in and to the Services belong to OPM Technologies, OPM Corporation Private Limited, or applicable licensors.

This includes:

Software;
Source code;
Object code;
APIs;
User interfaces;
Designs;
Graphics;
Logos;
Trademarks;
Product names;
Documentation;
Website content;
Databases;
Workflows;
Architecture;
Technology;
Product concepts;
Documentation and materials.

Except for the limited rights expressly granted under these Terms, no rights are transferred to the Customer.

28. LIMITED LICENCE

Subject to these Terms and payment of applicable fees, OPM Technologies grants the Customer a limited, non-exclusive, non-transferable, non-sublicensable right to access and use the applicable Services during the Subscription period.

The licence is limited to the Customer's internal business purposes unless otherwise agreed in writing.

The Customer may not sell, distribute, sublicense, lease, rent, or commercially exploit the Services outside the scope of the applicable Subscription.

29. OPM TRADEMARKS

"OPM Technologies", "Workforce", "Finpilot", "OPM CRM", "OPM Projects", logos, product names, and related branding are trademarks or proprietary identifiers of OPM Technologies, OPM Corporation Private Limited, or their respective owners.

You may not use OPM trademarks without prior written permission except for truthful references to products you legitimately use.

30. CUSTOMER FEEDBACK

Customers may provide suggestions, ideas, feature requests, recommendations, or feedback.

By providing feedback, you grant OPM Technologies a worldwide, perpetual, irrevocable, royalty-free right to use, reproduce, modify, incorporate, and otherwise use that feedback for developing, improving, and commercialising its Services.

OPM Technologies is not required to compensate you for feedback.

31. THIRD-PARTY SERVICES AND INTEGRATIONS

The Services may integrate with third-party products and services.

Examples may include:

Payment providers;
Email providers;
Cloud infrastructure;
Accounting systems;
Communication platforms;
Authentication services;
Analytics tools;
Other software integrations.

Third-party services are governed by their own terms and privacy policies.

OPM Technologies is not responsible for the availability, security, functionality, or policies of third-party services outside OPM's reasonable control.

32. THIRD-PARTY LINKS

The Website or Services may contain links to third-party websites.

Such links are provided for convenience.

OPM Technologies does not necessarily endorse or control third-party websites.

You access third-party websites at your own risk and should review their applicable terms and privacy policies.

33. API USE

Where OPM provides API access, API use is subject to applicable technical documentation, rate limits, authentication requirements, and Subscription restrictions.

You must not:

Abuse API endpoints;
Circumvent rate limits;
Attempt unauthorised access;
Use API credentials belonging to another user;
Reverse engineer undocumented APIs;
Use APIs to scrape or extract data outside the authorised scope.

OPM Technologies may modify, limit, suspend, or discontinue API access where reasonably necessary.

34. AUTOMATION AND EMAIL FEATURES

Where a Product allows automated communications, emails, notifications, workflows, or follow-up sequences, the Customer is responsible for:

Obtaining required permissions;
Complying with applicable anti-spam laws;
Maintaining accurate sender information;
Providing required unsubscribe mechanisms;
Using lawful contact lists;
Ensuring content is lawful;
Monitoring automated campaigns;
Ensuring sending practices do not harm third-party systems.

OPM Technologies is not responsible for the Customer's unlawful use of communication or automation features.

35. FINANCIAL, TAX, PAYROLL AND ACCOUNTING INFORMATION

Certain OPM Products may provide payroll, GST, accounting, financial, reporting, or related functionality.

Such functionality is intended to assist with business processes.

OPM Technologies does not provide legal, tax, accounting, audit, financial, employment, or professional advice merely by providing software.

Customers remain responsible for:

Reviewing calculations;
Validating records;
Maintaining appropriate documentation;
Applying applicable laws;
Filing statutory returns;
Making statutory payments;
Obtaining professional advice where required.

Software outputs should be independently reviewed before being used for material legal, tax, payroll, financial, or compliance decisions.

36. HR AND EMPLOYEE DATA

Where Workforce or another Product is used to manage employee information, the Customer is responsible for determining:

What employee data is collected;
Why it is collected;
Who can access it;
How long it should be retained;
Whether employee notices or consents are required;
Whether processing complies with applicable employment and privacy laws.

OPM Technologies provides the software infrastructure and does not become the employer of the Customer's employees.

37. AI AND AUTOMATED FEATURES

Certain OPM Products may include artificial intelligence, machine learning, automated analysis, recommendations, classification, summarisation, or other automated features.

AI-generated or automated outputs may contain errors or inaccuracies.

Customers must independently review important outputs before relying upon them.

Customers must not use AI-generated outputs as a substitute for qualified professional judgment where professional review is required.

OPM Technologies may change or discontinue AI functionality as technology, law, third-party providers, or product requirements evolve.

38. BETA AND EXPERIMENTAL FEATURES

OPM Technologies may provide beta, preview, experimental, or early-access features.

Such features may:

Contain bugs;
Have limited functionality;
Change without notice;
Be discontinued;
Have limited support;
Not be suitable for production use.

Unless otherwise agreed, beta features are provided on an "as available" basis.

39. CUSTOMER CONTENT AND RESPONSIBILITY

The Customer retains responsibility for Customer Data and other content submitted through the Services.

OPM Technologies does not generally review Customer Data for accuracy or legality.

The Customer represents that it has the necessary rights and permissions to provide Customer Data to OPM Technologies.

40. BACKUPS

OPM Technologies may maintain backups of production data as part of its operational practices.

Backups are intended to support service resilience and recovery.

Backups do not replace the Customer's responsibility to maintain copies of critical information where appropriate.

Backup frequency, retention, and restoration capabilities may vary by Product and Subscription.

41. SUPPORT

Support availability depends on the applicable Product, plan, and Subscription.

Support may be provided through:

Email;
Support tickets;
Documentation;
Product interfaces;
Other channels specified by OPM Technologies.

Enterprise Customers may receive additional support obligations under separate agreements.

42. PROFESSIONAL SERVICES

Where separately agreed, OPM Technologies may provide:

Implementation;
Configuration;
Migration;
Custom development;
Integration;
Training;
Consulting;
Data migration;
Onboarding;
Other professional services.

Professional Services may be governed by a separate proposal, statement of work, purchase order, or agreement.

43. CONFIDENTIALITY

Each party may receive confidential information from the other party.

Confidential information includes non-public:

Business information;
Technical information;
Product information;
Pricing;
Security information;
Customer information;
Commercial plans;
Credentials;
Documentation;
Other information reasonably understood to be confidential.

The receiving party must use reasonable measures to protect confidential information and use it only for legitimate purposes associated with the relationship.

Confidentiality obligations do not apply to information that:

Is publicly available without breach;
Was already lawfully known;
Is independently developed;
Is lawfully received from another source without confidentiality restrictions;
Must be disclosed by law.

44. WARRANTIES

To the maximum extent permitted by applicable law, the Services are provided on an "AS IS" and "AS AVAILABLE" basis.

OPM Technologies does not guarantee that:

The Services will always be uninterrupted;
The Services will always be error-free;
Every feature will meet every Customer requirement;
Results generated by the Services will always be accurate;
The Services will be compatible with every third-party system;
The Services will be available at all times;
Data will never be lost due to circumstances outside OPM Technologies' reasonable control.

Nothing in these Terms excludes warranties or rights that cannot legally be excluded under applicable law.

45. DISCLAIMER REGARDING BUSINESS DECISIONS

OPM Technologies provides software tools.

Customers are responsible for decisions made using information produced by the Services.

OPM Technologies does not guarantee business outcomes, including:

Increased revenue;
Reduced costs;
Increased employee productivity;
Improved sales;
Improved financial performance;
Compliance outcomes;
Tax outcomes;
Employment outcomes;
Project completion outcomes.

46. LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, OPM Technologies and OPM Corporation Private Limited will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or relating to use of the Services.

This may include losses relating to:

Lost profits;
Lost revenue;
Lost business opportunities;
Business interruption;
Loss of anticipated savings;
Loss of goodwill;
Loss of data where caused by circumstances outside OPM Technologies' reasonable control.

To the maximum extent permitted by applicable law, the aggregate liability of OPM Technologies arising from a paid Subscription will generally be limited to the fees actually paid by the Customer for the affected Service during the twelve months immediately preceding the event giving rise to the claim.

This limitation does not apply to liability that cannot legally be limited or excluded under applicable law.

47. INDEMNIFICATION

To the extent permitted by applicable law, the Customer agrees to defend, indemnify, and hold harmless OPM Technologies, OPM Corporation Private Limited, and their officers, employees, representatives, and service providers from claims, losses, liabilities, damages, and reasonable expenses arising from:

The Customer's unlawful use of the Services;
Violation of these Terms;
Infringement caused by Customer Data;
Unauthorised use of the Services;
Violation of third-party rights;
Actions of Authorised Users;
Violation of applicable laws.

OPM Technologies will provide reasonable notice of an applicable claim where legally permitted.

48. FORCE MAJEURE

OPM Technologies will not be responsible for failure or delay caused by circumstances beyond its reasonable control.

Such events may include:

Natural disasters;
Floods;
Fires;
Earthquakes;
Pandemics;
War;
Terrorism;
Civil unrest;
Government actions;
Regulatory changes;
Internet failures;
Telecommunications failures;
Cloud infrastructure failures;
Cyberattacks;
Power failures;
Labour disruptions;
Other events beyond reasonable control.

49. GOVERNMENT AND LEGAL REQUESTS

OPM Technologies may disclose information where required by applicable law, court order, regulatory requirement, or lawful governmental request.

Where legally permitted, OPM Technologies may notify the affected Customer before disclosure.

50. COMPLIANCE WITH LAWS

Users must comply with all laws applicable to their use of the Services.

Depending on the Customer's activities, this may include laws relating to:

Data protection;
Privacy;
Employment;
Taxation;
Accounting;
Cybersecurity;
Intellectual property;
Electronic communications;
Consumer protection;
Anti-spam requirements;
Export controls;
Financial regulations.

OPM Technologies does not guarantee that use of the Services alone makes a Customer compliant with any particular law or regulation.

51. GOVERNING LAW

These Terms are governed by the laws of India.

Subject to applicable law, disputes arising from or relating to these Terms or the Services shall be subject to the jurisdiction of the competent courts in India.

Where a separate written agreement contains a dispute-resolution mechanism, that mechanism will apply to the extent of any conflict.

52. DISPUTE RESOLUTION

The parties will attempt to resolve disputes through good-faith discussions before commencing formal proceedings, where reasonably practical.

For commercial or enterprise Customers, the applicable agreement may provide for:

Negotiation;
Mediation;
Arbitration;
Specific court jurisdiction;
Other dispute-resolution mechanisms.

Nothing in this section prevents either party from seeking urgent legal or injunctive relief where necessary.

53. CHANGES TO THESE TERMS

OPM Technologies may update these Terms from time to time.

Changes may be made to reflect:

New products;
New features;
Business changes;
Security requirements;
Legal requirements;
Regulatory changes;
Operational changes.

The updated version will be published on the Website with a revised "Last Updated" date.

Where a change is material, OPM Technologies may provide additional notice through the Website, Product, email, or other reasonable communication channel.

Continued use of the Services after the effective date of updated Terms constitutes acceptance of the revised Terms, to the extent permitted by law.

54. SEVERABILITY

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, the remaining provisions will continue to remain effective.

The invalid provision will be modified or interpreted to the minimum extent necessary to make it enforceable while preserving its intended purpose.

55. WAIVER

Failure by OPM Technologies to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.

Any waiver must be expressly made by an authorised representative of OPM Technologies.

56. ASSIGNMENT

The Customer may not assign or transfer its rights or obligations under these Terms without prior written consent from OPM Technologies, except where permitted under applicable law.

OPM Technologies may assign these Terms as part of:

A merger;
Acquisition;
Corporate restructuring;
Sale of substantially all relevant assets;
Internal corporate reorganisation.

57. ENTIRE AGREEMENT

These Terms, together with:

The applicable Subscription;
Order form;
Proposal;
Statement of Work;
Data Processing Agreement;
Privacy Policy;
Cancellation Policy;
Applicable Product-specific terms;

constitute the agreement governing use of the applicable Services.

If there is a conflict, the following order generally applies:

Specific written agreement or Order Form;
Data Processing Agreement, where applicable;
Product-specific terms;
These Terms of Use;
Privacy Policy and other policies, to the extent applicable.

58. NO PARTNERSHIP OR AGENCY

Nothing in these Terms creates:

A partnership;
Joint venture;
Employment relationship;
Franchise;
Agency relationship;

between OPM Technologies and the Customer.

Neither party may represent that it has authority to bind the other unless expressly authorised.

59. ELECTRONIC COMMUNICATIONS

You agree that OPM Technologies may communicate with you electronically regarding:

Account activity;
Billing;
Security;
Service updates;
Product changes;
Support;
Maintenance;
Legal notices;
Other matters relating to the Services.

Electronic communications may satisfy legal requirements for written communications where permitted by law.

60. NOTICES

Legal notices to OPM Technologies should be sent to:

OPM Technologies A Division of OPM Corporation Private Limited Bengaluru, Karnataka, India

Email: info@opmcorporation.com

Additional contact information may be provided through the Website or applicable agreement.

61. CONTACT

For questions regarding these Terms, contact:

OPM Technologies A Division of OPM Corporation Private Limited

Email: info@opmcorporation.com Website: www.opmtechnologies.com Phone: +91 97769 14284 Location: Bengaluru, Karnataka, India

62. PRODUCT-SPECIFIC TERMS

Certain Products may contain additional terms that apply specifically to that Product.

Where applicable, Customers must comply with both these Terms and the Product-specific terms.

Product-specific terms may address:

Product functionality;
Usage limits;
Subscription metrics;
Data processing;
APIs;
Integrations;
Support;
Security;
Service-level commitments;
Product-specific restrictions.

If a Product-specific term conflicts with these general Terms, the Product-specific term will control only with respect to that Product.

63. ACKNOWLEDGEMENT

By accessing or using OPM Technologies Services, you acknowledge that:

You have read these Terms;
You understand these Terms;
You agree to comply with these Terms;
You understand that product functionality may change;
You understand that you remain responsible for your use of the Services and Customer Data;
You understand that OPM Technologies provides software and does not replace professional legal, tax, accounting, financial, HR, or compliance advice.

Last Updated: 23 September 2026